11-Apr-2025
The Household Savings Rate refers to the proportion of household income that is saved rather than consumed.
11-Apr-2025
An asset (loan or advance) is classified as a Non-Performing Asset if the borrower has failed to make the repayment (interest or principal) for 90 days or more.
11-Apr-2025
Urban Cooperative Banks (UCBs) are financial institutions operating in urban and semi-urban areas of India.
11-Apr-2025
On April 9, 2025, the US has imposed new sanctions on Iran's nuclear program ahead of nuclear talks with Iran. Iran's development of nuclear weapons can pose a serious threat to the Middle East as well as overall global security.
07-Apr-2025
The Priority Sector Lending (PSL) norms are designed to ensure that banks provide credit to sectors that are critical for the economic and social development of the country, especially those that are underserved or face financial exclusion.
07-Apr-2025
Monetary policy refers to the actions undertaken by a country's central bank—in India, the Reserve Bank of India (RBI)—to regulate the money supply, interest rates, and liquidity to ensure price stability and promote sustainable economic growth.
07-Apr-2025
The Variable Repo Rate (VRR) is a type of liquidity adjustment tool used by the Reserve Bank of India (RBI), where banks can borrow funds for the short term at market-determined interest rates through an auction mechanism.
05-Apr-2025
Critical minerals refer to natural resources that are vital for the economic security, technological advancement, and environmental sustainability of a country or region.
03-Apr-2025
Cruise missiles and ballistic missiles are both advanced weapon systems used in military operations, but they differ significantly in terms of design, operation, and application.
03-Apr-2025
A hydrogen fuel cell is a device that generates electricity through a chemical reaction between hydrogen and oxygen, with water as the only by-product.
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